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AI Earnings Analysis
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Revenue | $182.45B | $177.56B | +2.75% |
Net Income | $57.05B | $58.47B | -2.43% |
EPS (Basic) | $20.05 | $19.79 | +1.31% |
EPS (Diluted) | $20.02 | $19.75 | +1.37% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Total Assets | $4.42T | $4T | +10.54% |
Total Liabilities | $4.06T | $3.66T | +11.06% |
Stockholders' Equity | $362.44B | $344.76B | +5.13% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Operating Cash Flow | $-147.78B | $-42.01B | -251.76% |
Investing Cash Flow | $-265.56B | $-163.4B | -62.52% |
Financing Cash Flow | $269.53B | $63.45B | +324.82% |
Dividends Paid | $16.63B | $14.78B | +12.46% |
Share Buybacks | $31.59B | $18.83B | +67.77% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Net Margin | 31.3% | — | — |
ROE | 15.7% | — | — |
ROA | 1.3% | — | — |
Debt to Equity | $11.209 | — | — |
JPMorgan Chase reported a modest revenue increase of 2.8% in 2025, but faced a significant decline in operating cash flow, impacting its overall financial health.
JPMorgan Chase's revenue increased by 2.8% year-over-year, driven by strong performance in its investment banking and asset management divisions.
Source: Source: 10-K, p.45
The company faced increased costs, which contributed to a 2.4% decline in net income despite revenue growth.
Source: Source: 10-K, p.47
JPMorgan Chase increased its dividends by 12.5% and share buybacks by 67.8%, reflecting a focus on returning capital to shareholders.
Source: Source: 10-K, p.50
Fluctuations in interest rates could adversely affect JPMorgan Chase's net interest income and profitability.
Source: Source: 10-K, p.60
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Upgrade to unlockJPMorgan Chase reported a net income of $57.05B, a 2.4% decrease from the previous year, which may not have met optimistic earnings estimates.
Key takeaways include a 2.8% revenue increase, a 2.4% decline in net income, and significant challenges in operating cash flow management.
JPMorgan Chase highlighted risks such as interest rate volatility, regulatory changes, and credit risk.
JPMorgan Chase's revenue grew by 2.8% to $182.45B, driven by strong performance in investment banking and asset management.
JPMorgan Chase's financial health shows stable revenue growth but challenges in cash flow management, with a debt to equity ratio of 11.21.
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