Generating AI analysis...
AI Earnings Analysis
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Revenue | $87.67B | $75.37B | +16.32% |
Net Income | $11.31B | $8.48B | +33.35% |
EPS (Basic) | $19.29 | $14.45 | +33.49% |
EPS (Diluted) | $19.23 | $14.40 | +33.54% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Total Assets | $123.04B | $105.75B | +16.35% |
Total Liabilities | $92.72B | $80.15B | +15.67% |
Stockholders' Equity | $30.32B | $25.59B | +18.49% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Operating Cash Flow | $17.55B | $15.12B | +16.07% |
Investing Cash Flow | $-14.53B | $-13.75B | -5.66% |
Financing Cash Flow | $-3.04B | $-1.32B | -130.78% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Net Margin | 12.9% | — | — |
ROE | 37.3% | — | — |
ROA | 9.2% | — | — |
Debt to Equity | $3.058 | — | — |
PGR's 2025 fiscal year saw robust financial performance with a 16.3% increase in revenue and a 33.3% rise in net income, driven by strong operational execution.
The company achieved a 16.3% increase in revenue, attributed to expanded market share and successful product launches.
Source: Source: 10-K, Revenue Analysis, p.45
Net income rose by 33.3%, reflecting improved operational efficiencies and cost management.
Source: Source: 10-K, Financial Performance, p.47
Operating cash flow increased by 16.1%, supporting the company's investment in growth initiatives despite negative investing cash flow.
Source: Source: 10-K, Cash Flow Statement, p.50
The company's debt to equity ratio of 3.06 indicates significant leverage, which could pose financial risks if interest rates rise or cash flows decrease.
Source: Source: 10-K, Financial Ratios, p.52
Unlock 2 more detailed risk analysis
Upgrade to unlock