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AI Earnings Analysis
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Revenue | $3.07B | $2.88B | +6.63% |
Cost of Revenue | $925.5M | $901.1M | +2.71% |
Operating Income | $1.34B | $1.25B | +7.18% |
Net Income | $908.3M | $958.2M | -5.21% |
EPS (Basic) | $6.50 | $6.74 | -3.56% |
EPS (Diluted) | $6.48 | $6.71 | -3.43% |
R&D Expense | $40.9M | $35.3M | +15.86% |
SG&A Expense | $458.2M | $408.7M | +12.11% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Total Assets | $6.2B | $4.26B | +45.27% |
Current Assets | $2.77B | $911.6M | +203.36% |
Total Liabilities | $5.89B | $4.16B | +41.49% |
Current Liabilities | $2.3B | $1.24B | +85.67% |
Stockholders' Equity | $309M | $100.1M | +208.69% |
Cash & Equivalents | $2.18B | $291.2M | +648.01% |
Long-Term Debt | $4.77B | $3.09B | +54.42% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Operating Cash Flow | $1.44B | $1.14B | +25.52% |
Investing Cash Flow | $-358.1M | $-124.8M | -186.94% |
Financing Cash Flow | $795.2M | $-1.03B | +177.32% |
Dividends Paid | $251.1M | $221.3M | +13.47% |
Share Buybacks | $624M | $1B | -37.91% |
D&A | $259.2M | $233.6M | +10.96% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Operating Margin | 43.7% | 43.5% | +0.22% |
Net Margin | 29.6% | — | — |
ROE | 293.9% | — | — |
ROA | 14.7% | — | — |
Current Ratio | $1.202 | — | — |
Debt to Equity | $19.048 | — | — |
VRSK's 2025 fiscal year showed strong revenue growth and asset expansion, but net income declined due to increased expenses and financial leverage.
The company achieved a 6.6% increase in revenue, primarily driven by expansion in its core business segments.
Source: Source: 10-K Income Statement, p.1
R&D expenses rose by 15.9% and SG&A by 12.1%, reflecting investments in innovation and sales capabilities.
Source: Source: 10-K Income Statement, p.1
Total assets and cash equivalents saw substantial increases of 45.3% and 648.0%, respectively, enhancing liquidity.
Source: Source: 10-K Balance Sheet, p.1
With a debt to equity ratio of 19.05, the company is highly leveraged, which could pose risks if interest rates rise or cash flows decrease.
Source: Source: 10-K Key Ratios, p.1
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