Scores Segment Drives Overall Growth
Scores segment revenue increased 41% year-over-year to $458.9M in Q3 FY2026, primarily due to higher unit pricing for mortgage origination scores within the business-to-business line.
FAIR ISAAC CORP is expected to release its Q3 2026 10-Q filing in the upcoming earnings season. Last quarter: FICO delivered strong Q3 FY2026 results driven by a 41% revenue surge in its Scores segment due to higher B2B pricing, while expanding operating margin to 53.8% and initiating a $1.5 billion accelerated share repurchase.
Drawn from management commentary in the Q2 2026 10-Q:
Scores segment revenue increased 41% year-over-year to $458.9M in Q3 FY2026, primarily due to higher unit pricing for mortgage origination scores within the business-to-business line.
Software segment revenue rose 2% year-over-year to $215.3M, as on-premises and SaaS software revenue grew 5% to $197.0M—driven by SaaS growth in Platform products—offsetting a 24% decline in professional services as FICO prioritizes higher-margin software. Platform ARR grew 62% YoY to $412.8M.
FICO executed $2.3B in share repurchases during Q3 FY2026, supported by a new $1.5B term loan and $1.5B accelerated share repurchase (ASR) agreement with Wells Fargo, pushing total debt to $5.6B.
Revenue
$674.19M
+25.68% YoY
EPS (Diluted)
$10.45
+41.22% YoY
Operating Income
$362.63M
+38.13% YoY
Add FICO to your watchlist to get the AI analysis in your inbox within minutes of the 10-Q filing.