Big-bank earnings kick off every reporting season — JPMorgan, Bank of America, Wells Fargo, Citi, and Goldman report in the week after quarter-end. Net interest income, loan-loss provisions, and trading revenue collectively signal where the credit cycle and capital markets activity are headed for the rest of the quarter.
Reported
10 / 10
last 45 days
Beat EPS
10
100% beat rate
Missed EPS
0
Avg Surprise
+12.72%
vs analyst EPS
EPS actual vs. analyst estimate for every banking company that reported in the last 45 days.
| Company | Reported | EPS | Estimate | Surprise |
|---|---|---|---|---|
| AXP | Jul 24, 2026 | $4.53 | $4.45 | +1.84% |
| COF | Jul 21, 2026 | $5.81 | $4.80 | +21.00% |
| SCHW | Jul 21, 2026 | $1.62 | $1.58 | +2.48% |
| BLK | Jul 15, 2026 | $13.91 | $12.72 | +9.38% |
| MS | Jul 15, 2026 | $3.46 | $3.03 | +14.11% |
| BAC | Jul 14, 2026 | $1.21 | $1.14 | +5.88% |
| C | Jul 14, 2026 | $3.15 | $2.80 | +12.69% |
| GS | Jul 14, 2026 | $20.98 | $14.91 | +40.71% |
| JPM | Jul 14, 2026 | $6.14 | $5.91 | +3.96% |
| WFC | Jul 14, 2026 | $2.00 | $1.74 | +15.19% |
AI-generated analysis for the most recent banking earnings filings on record.
Schwab delivered robust Q2 FY2026 earnings, with net income up 32% on record client assets of $13.1 trillion, fueled by lending growth and the launch of spot crypto trading.
Read AI analysisCitigroup delivered strong second-quarter 2026 results with net income growing 45% to $5.8 billion, driven by revenue gains across all businesses and disciplined expense management, while returning $5.0 billion to shareholders.
Read AI analysisBlackRock delivered a strong Q2 FY2026 with revenue growth of 30.6%, though a prior-year gain on Circle weighed on net income growth.
Read AI analysisJPMorgan Chase reported a 41% surge in net income to $21.2 billion in Q2 FY2026, fueled by a $4.6 billion Visa gain and strong trading and investment banking results, while expenses and credit provisions also rose.
Read AI analysisMorgan Stanley posted strong Q2 FY2026 results with pre-tax income of $7.3 billion and a 20.7% ROE, driven by robust equity trading and wealth management growth.
Read AI analysisGoldman Sachs' net earnings more than doubled in Q2 FY2026, driven by record trading and investment banking fees, while it continued to wind down its consumer credit card business.
Read AI analysisBank of America Corporation delivered strong financial performance in Q2 FY2026, with net income surging 26.6% year-over-year to $9.07B ($1.21 diluted EPS) on total net revenue of $31.56B, propelled by robust growth in both net interest income and noninterest revenue.
Read AI analysisNo financial data or filing text was provided for WFC's 2026-Q2 10-Q, so no substantive analysis of results can be generated for this period.
Read AI analysisCapital One Financial Corporation reported 2026-Q2 net income of $3.0B and total net revenue of $15.9B, as the prior-year Discover acquisition comparison and higher credit card balances lifted revenue while the absence of the acquisition-date credit-loss allowance sharply reduced provision expense. Source: 10-Q Item 2 MD&A, pp.6, 9.
Read AI analysisAXP reported Q2 FY2026 net income of $3.110B and diluted EPS of $4.53, supported by 9% billed-business growth, 10% growth in total revenues net of interest expense, lower credit-loss provisions, and continued investment in premium-card benefits. Source: 10-Q Item 2 MD&A, pp.2-6
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