Financial Services
Price
$351.96
+1.14%Market Cap
$240.15B
Day High
$352.09
Day Low
$346.02
American Express delivered a strong Q1 2026 with revenue of $10.5B (+9.3% YoY) and net income of $3.0B (+15.0% YoY), driven by robust card member spending and premium customer growth, though operating cash flow declined 20.2% YoY.
Key risk: High Financial Leverage
AXP's debt-to-equity ratio of approximately 8.1x reflects substantial leverage inherent in its card lending and financial services model. A deterioration in credit quality or rising funding costs could pressure profitability and capital adequacy. Long-term debt increased 14.7% YoY to $58.75B, amplifying sensitivity to interest rate movements.
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