Computed from published fixed rules, not a model's judgement — though one input, the count of high-severity risks, comes from the AI analysis below.
Not investment advice and not a price target: it scores the quarter's fundamentals, not the stock. Full methodology →
AI Takeaway
Citigroup's 2026-Q1 10-Q filing is available but no financial data or filing text sections were provided, preventing a detailed quantitative analysis of the quarter's performance.
Last 4 quarters: 4 beats
| Quarter | Actual EPS (USD) | Consensus (USD) | Result |
|---|---|---|---|
| Jun 2026 | 3.15 | 2.80 | Beat +12.7% |
| Mar 2026 | 3.06 | 2.70 | Beat +13.3% |
| Dec 2025 | 1.81 | 1.71 | Beat +6.0% |
| Sep 2025 | 2.24 | 1.94 | Beat +15.6% |
Compiled by AI from this SEC filing
No MD&A text sections were provided in this filing submission, so specific management commentary on revenue drivers, cost pressures, or forward-looking guidance cannot be extracted or summarized.
Source: 10-Q MD&A — data not available
Without access to the filing text, it is not possible to identify the key growth drivers management highlighted for 2026-Q1, such as net interest income trends, fee revenue, or segment performance.
Source: 10-Q Item 2 — data not available
Management's discussion of operating expenses, credit costs, or margin impacts for 2026-Q1 cannot be summarized as no filing text was provided.
Source: 10-Q Item 2 — data not available
Any guidance or forward-looking statements made by Citigroup's management regarding future quarters or full-year 2026 outlook are unavailable due to missing filing text.
Source: 10-Q Item 2 — data not available
Compiled by AI from this SEC filing · 2 high, 3 medium, 0 low
Citigroup operates under heightened regulatory scrutiny, including ongoing consent orders from U.S. banking regulators related to data governance and risk management transformation. Failure to meet regulatory milestones could result in additional penalties or business restrictions. This is a company-specific risk given Citi's multi-year remediation program.
Source: 10-Q Risk Factors — general knowledge; filing text not available
As a major global bank, Citigroup faces risk of rising loan losses particularly in its consumer banking and cards businesses if macroeconomic conditions weaken. Elevated interest rates and potential recessionary pressures could increase net charge-offs and require higher loan loss provisions. Specific 2026-Q1 credit metrics are unavailable from this submission.
Source: 10-Q Risk Factors — general knowledge; filing text not available
Citigroup is in the midst of a multi-year organizational transformation and simplification effort. Delays or cost overruns in this program could weigh on profitability and distract management from core business operations. Quantitative progress metrics for 2026-Q1 are not available.
Source: 10-Q Risk Factors — general knowledge; filing text not available
Citigroup's net interest income is sensitive to changes in interest rates across multiple currencies and geographies. A rapid decline in benchmark rates could compress net interest margins, while a prolonged high-rate environment could pressure credit quality. Specific rate sensitivity disclosures for 2026-Q1 are not available.
Source: 10-Q Market Risk — general knowledge; filing text not available
Citigroup maintains significant operations in emerging markets and cross-border businesses that expose it to geopolitical risk, currency volatility, and sovereign credit risk. Escalating global trade tensions or regional conflicts could adversely impact international revenues. Specific geographic revenue breakdowns for 2026-Q1 are unavailable.
Source: 10-Q Risk Factors — general knowledge; filing text not available
Answers draw on this SEC filing and the data on this page
Citigroup delivered strong second-quarter 2026 results with net income growing 45% to $5.8 billion, driven by revenue gains across all businesses and disciplined expense management, while returning $5.0 billion to shareholders.
Citigroup delivered solid FY2025 results with revenue rising 5.6% to $85.2B and net income surging 12.8% to $14.3B, while a dramatic swing in cash flows reflects large-scale balance sheet repositioning and significantly higher capital returns to shareholders.
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