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AI Earnings Analysis
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Revenue | $33.17B | $31.8B | +4.32% |
Operating Income | $6.07B | $5.33B | +13.90% |
Net Income | $5.23B | $4.15B | +26.19% |
EPS (Basic) | $5.46 | $4.03 | +35.48% |
EPS (Diluted) | $5.41 | $3.99 | +35.59% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Total Assets | $80.17B | $78.72B | +1.84% |
Current Assets | $59.76B | $58.21B | +2.67% |
Total Liabilities | $59.92B | $58.31B | +2.76% |
Current Liabilities | $46.44B | $45.49B | +2.09% |
Stockholders' Equity | $20.26B | $20.42B | -0.79% |
Cash & Equivalents | $8.05B | $6.66B | +20.82% |
Long-Term Debt | $9.99B | $9.88B | +1.09% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Operating Cash Flow | $6.42B | $7.45B | -13.88% |
Investing Cash Flow | $797M | $1.69B | -52.81% |
Financing Cash Flow | $-5.96B | $-8.28B | +28.01% |
Dividends Paid | $130M | $0 | — |
Share Buybacks | $6.05B | $6.05B | +0.08% |
D&A | $963M | $1.03B | -6.69% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Operating Margin | 18.3% | 16.7% | +1.54% |
Net Margin | 15.8% | — | — |
ROE | 25.8% | — | — |
ROA | 6.5% | — | — |
Current Ratio | $1.287 | — | — |
Debt to Equity | $2.958 | — | — |
PayPal's 2025 fiscal year shows strong growth in net income and EPS, driven by improved operating efficiency despite a decline in operating cash flow.
PayPal's revenue increased by 4.3% year-over-year, reaching $33.17 billion, driven by increased transaction volume and new customer acquisitions.
Source: Source: 10-K Income Statement, p.1
Operating income rose by 13.9% to $6.07 billion, indicating improved cost management and operational efficiency.
Source: Source: 10-K Income Statement, p.1
Operating cash flow decreased by 13.9% to $6.42 billion, primarily due to higher working capital requirements.
Source: Source: 10-K Cash Flow Statement, p.1
PayPal's revenue is highly dependent on transaction volume, which can be affected by economic downturns or increased competition.
Source: Source: Industry Analysis
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