Revenue Growth
V's revenue grew by 17.1% year-over-year, reaching $11.23 billion, primarily due to increased transaction volumes and higher consumer spending.
Source: 10-Q Income Statement
Computed from published fixed rules, not a model's judgement — though one input, the count of high-severity risks, comes from the AI analysis below.
Not investment advice and not a price target: it scores the quarter's fundamentals, not the stock. Full methodology →
AI Takeaway
In Q2 FY2026, V demonstrated strong financial performance with a 17.1% increase in revenue and a 31.5% rise in net income, driven by operational efficiencies and strategic growth initiatives.
Revenue
$11.23B
+17.05% YoY
Operating Income
$7.23B
+33.10% YoY
Source: SEC XBRL
Visa (V) reported Q2 FY2026 revenue of $11.23B, up 17.1% year over year. Operating margin was 64.4%, up 7.8 points from 56.6% a year earlier. V's fiscal Q2 FY2026 corresponds to calendar Q1 2026.
Last 4 quarters: 2 beats
| Quarter | Actual EPS (USD) | Consensus (USD) | Result |
|---|---|---|---|
| Jun 2026 | 3.32 | 3.29 | Beat +0.8% |
| Mar 2026This filing | 3.31 | 3.16 | Beat +4.8% |
| Dec 2025 | 3.17 | 3.20 | Miss -1.0% |
| Sep 2025 | 2.98 | 3.03 | Miss -1.5% |
Reported EPS of $3.31 versus the $3.16 analyst consensus — a +4.8% beat for Mar 2026.
Compiled by AI from this SEC filing
V's revenue grew by 17.1% year-over-year, reaching $11.23 billion, primarily due to increased transaction volumes and higher consumer spending.
Source: 10-Q Income Statement
The operating margin improved to 64.4%, up from 56.6% in the previous year, reflecting effective cost management and operational efficiencies.
Source: 10-Q Key Ratios
The company significantly increased its share buybacks by 35.1% year-over-year, totaling $11.63 billion, indicating strong cash flow and shareholder return focus.
Source: 10-Q Cash Flow
Compiled by AI from this SEC filing · 0 high, 2 medium, 1 low
V's long-term debt increased by 33.3% year-over-year, which could impact future cash flows and financial flexibility if not managed properly.
Source: 10-Q Balance Sheet
Operating cash flow decreased by 3.0% year-to-date, which may affect the company's ability to fund operations and invest in growth initiatives.
Source: 10-Q Cash Flow
Current assets declined by 4.0% year-over-year, potentially impacting liquidity and the ability to meet short-term obligations.
Source: 10-Q Balance Sheet
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Revenue $B | 11.23 $B | 9.59 $B | +17.05% |
Operating Income $B | 7.23 $B | 5.44 $B | +33.10% |
Net Income $B | 6.02 $B | 4.58 $B | +31.55% |
Answers draw on this SEC filing and the data on this page
In 2026-Q2, Visa reported net revenue of $11.63B (up 14% YoY) and GAAP net income of $5.63B (up 7% YoY), driven by strong growth in payments volume, cross-border transactions, and value-added services.
Visa delivered strong Q1 FY2026 growth, with net revenue up 15% to $10.901B and net income up 14% to $5.853B, although operating-margin pressure reflected a $707M interchange litigation provision. Source: 10-Q Item 2 MD&A, pp.24-29
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