Technology
Price
$40.48
+4.38%Market Cap
$4.03B
Day High
$40.83
Day Low
$38.85
BILL delivered strong Q3 FY2026 results with revenue up 13.5% YoY to $406.6M, swinging to net income of $12.8M from a prior-year loss, and operating margin nearly reaching breakeven at -0.1%.
Key risk: High Leverage Relative to Equity
BILL's debt-to-equity ratio stands at 1.65x, with long-term debt of $1.83B growing 9.2% YoY. This elevated leverage increases financial risk, particularly if revenue growth slows or interest rates remain elevated, potentially constraining future capital allocation flexibility.