CAPITAL ONE FINANCIAL CORP is expected to release its Q3 2026 10-Q filing on October 19, 2026, after market close. Last quarter: Capital One Financial Corporation reported 2026-Q2 net income of $3.0B and total net revenue of $15.9B, as the prior-year Discover acquisition comparison and higher credit card balances lifted revenue while the absence of the acquisition-date credit-loss allowance sharply reduced provision expense. Source: 10-Q Item 2 MD&A, pp.6, 9.
EPS Estimate
$5.39
Revenue Estimate
$16.4B
Analyst consensus from Finnhub. Actual results posted within minutes of the SEC filing on the COF page.
Drawn from management commentary in the Q2 2026 10-Q:
Net income was $3.0B, or $4.73 per diluted common share, in 2026-Q2, compared with a net loss of $4.3B, or $(8.58) per diluted common share, in the prior-year quarter. Management attributed the $7.3B improvement primarily to a lower provision for credit losses, higher net interest income and higher non-interest income, partly offset by higher non-interest expense.
Net interest income rose 24% year over year to $12.4B, principally because average credit card loan balances increased, largely due to the addition of Discover. Average loans held for investment rose $72.5B year over year to $450.7B, while average credit card loans increased to $271.2B from $209.7B.
Provision for credit losses decreased $8.4B year over year to $3.0B in 2026-Q2, primarily due to the absence of the initial allowance for credit losses recorded for loans acquired in the Discover acquisition. Net charge-offs nevertheless increased 19% to $3.6B, while the net charge-off rate was broadly stable at 3.23%.
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