EFXQ3 2026 PreviewExpected October 19, 2026 · after market close
EFX Q3 2026 Earnings Preview — What to Watch
At the archive date, EQUIFAX INC was expected to release its Q3 2026 10-Q filing on October 19, 2026, after market close. Last quarter: Equifax delivered 11% revenue growth to $1.7B in Q2 FY2026, led by U.S. Information Solutions and Workforce Solutions, but operating margin fell 1.7 percentage points and net income declined 4% as royalty, litigation, amortization, interest, and tax costs increased. Source: 10-Q Item 2 MD&A, pp.26-28
Analyst consensus captured from Finnhub and Financial Modeling Prep. This archived preview is no longer updated with later results; see the EFX page for retained reports.
What to Watch in Q3 2026
Drawn from management commentary in the Q2 2026 10-Q:
Revenue growth was broad-based, led by USIS
Consolidated revenue increased $163.1M, or 11%, to $1.7B in Q2 FY2026. U.S. Information Solutions (USIS) revenue rose 17% to $611.6M, primarily driven by mortgage-related pricing and volumes plus diversified-markets growth; Workforce Solutions rose 7% to $705.4M, and International rose 8% to $383.1M.
Profitability was pressured despite revenue growth
Operating income increased only 1% to $314.2M because operating expenses grew 13%, faster than revenue. Operating margin declined to 18.5% from 20.2%, primarily due to higher royalty costs, litigation expense, and amortization of capitalized internal-use software costs.
Legal settlement and higher interest expense reduced quarterly net income
Net income attributable to Equifax fell $7.4M, or 4%, to $183.9M. Management attributed the decline principally to litigation expense tied to a legal settlement related to a previously disclosed coding issue, net of expected insurance proceeds, and to higher interest expense.