One Fiserv Transformation Costs
Costs associated with the One Fiserv transformation program added approximately 350 basis points to total expenses as a percentage of revenue in Q2, driving the operating margin down to 19.2%.
FISERV INC is expected to release its Q3 2026 10-Q filing on October 27, 2026, before market open. Last quarter: Fiserv's Q2 FY2026 earnings declined sharply as higher transformation costs and a drop in high-margin license revenue outweighed volume growth and one-time gains.
EPS Estimate
$2.20
Revenue Estimate
$5.26B
Analyst consensus from Finnhub and Financial Modeling Prep. Actual results posted within minutes of the SEC filing on the FISV page.
Drawn from management commentary in the Q2 2026 10-Q:
Costs associated with the One Fiserv transformation program added approximately 350 basis points to total expenses as a percentage of revenue in Q2, driving the operating margin down to 19.2%.
Both segments saw decreases in data and analytics sales and license revenue, which are typically high-margin, contributing to the overall margin compression.
Anticipation revenue in Argentina fell by $45 million due to lower inflation and interest rates, dragging on Merchant segment performance.
Revenue
$5.29B
-4.06% YoY
EPS (Diluted)
$1.17
-37.10% YoY
Operating Income
$1.01B
-40.15% YoY
Add FISV to your watchlist to get the AI analysis in your inbox within minutes of the 10-Q filing.