Net Income and EPS Growth
Net income grew 6.3% YoY to $805M in Q1 FY2026, while diluted EPS jumped 20.1% to $2.27 (from $1.89), reflecting both improved profitability and the benefit of share repurchases reducing the share count.
Synchrony Financial is expected to release its Q2 2026 10-Q filing on October 13, 2026, before market open. Last quarter: Synchrony Financial (SYF) delivered solid Q1 FY2026 results with net income rising 6.3% YoY to $805M and EPS surging ~20% to $2.27 diluted, supported by strong capital returns and a stable balance sheet despite a slight contraction in total assets.
EPS Estimate
$2.61
Revenue Estimate
$4.66B
Analyst consensus from Finnhub. Actual results posted within minutes of the SEC filing on the SYF page.
Drawn from management commentary in the Q1 2026 10-Q:
Net income grew 6.3% YoY to $805M in Q1 FY2026, while diluted EPS jumped 20.1% to $2.27 (from $1.89), reflecting both improved profitability and the benefit of share repurchases reducing the share count.
SYF repurchased $900M in shares during Q1 FY2026, a 48.8% increase over the $605M repurchased in the prior-year period, signaling management's confidence in the company's capital position and commitment to returning value to shareholders.
Total assets declined slightly by 0.4% YoY to $121.5B, while long-term debt decreased 3.4% to $16.4B, suggesting disciplined liability management and a modest reduction in leverage.
EPS (Basic)
$2.29
++19.90% YoY
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