UNITEDHEALTH GROUP INC is expected to release its Q3 2026 10-Q filing on October 26, 2026, before market open. Last quarter: UnitedHealth Group's Q2 FY2026 net income jumped 61% despite flat revenue, propelled by a sharply lower medical care ratio and favorable reserve development, even as membership in government programs continued to shrink.
EPS Estimate
$4.17
Revenue Estimate
$112.52B
Analyst consensus from Finnhub and Financial Modeling Prep. Actual results posted within minutes of the SEC filing on the UNH page.
Drawn from management commentary in the Q2 2026 10-Q:
The consolidated medical care ratio (MCR) decreased from 89.4% to 86.7%, primarily due to favorable prior period reserve development, affordability initiatives, and medical cost management, partially offset by elevated medical cost trends above historical levels.
Total UnitedHealthcare medical membership fell by 1.6 million, or 3%, to 48.5 million, driven by benefit design and pricing actions in Medicare Advantage, reduced Medicaid eligibility, and the exit from one state. Commercial fee-based membership grew by 735,000, partially offsetting declines in risk-based segments.
Optum Health's earnings from operations rose 177% to $1.19 billion, despite a 5% revenue decline, due to cost management, increased favorable reserve development, and a $50 million net decrease in loss contract reserves.
Revenue
$112.03B
+0.37% YoY
EPS (Diluted)
$6.04
+61.50% YoY
Operating Income
$7.99B
+55.17% YoY
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