AI Takeaway
BNY delivered strong FY2025 results with revenue up 7.8% to $20.08B and net income up 22.5% to $5.549B, driven by margin expansion and a dramatic recovery in operating cash flow, even as total assets grew 13.5% to $472.3B alongside a corresponding rise in liabilities.
Revenue
$20.08B
++7.85% YoY
EPS (Basic)
$7.47
++27.91% YoY
Filed · Analysis updated · Source: SEC EDGAR 10-K filing
BNY's total revenue increased 7.8% year-over-year to $20.08B (from $18.619B), while net income rose 22.5% to $5.549B (from $4.53B), indicating operating leverage as net income grew significantly faster than the top line.
Source: 10-K Income Statement (XBRL)
Diluted EPS grew 27.6% to $7.40 (from $5.80) and basic EPS grew 27.9% to $7.47 (from $5.84), with EPS growth exceeding net income growth, suggesting share buyback activity ($3.535B in FY2025, up 15.4% from $3.064B) contributed to per-share accretion.
Source: 10-K Income Statement and Cash Flow Statement (XBRL)
Operating cash flow increased dramatically to $6.73B from just $687M in the prior year, an increase of approximately 879.6%, representing a major improvement in cash generation from operations.
Source: 10-K Cash Flow Statement (XBRL)
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Upgrade to unlockTotal assets grew 13.5% to $472.3B while stockholders' equity grew only 7.2% to $44.313B, and total liabilities grew 14.2% to $427.492B, resulting in a debt-to-equity-like leverage profile that warrants monitoring given the disproportionate growth in liabilities relative to the equity base.
Source: 10-K Balance Sheet (XBRL)
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Upgrade to unlock| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Revenue | $20.08B | $18.62B | +7.85% |
Net Income | $5.55B | $4.53B | +22.49% |
EPS (Basic) | $7.47 | $5.84 | +27.91% |
EPS (Diluted) | $7.40 | $5.80 | +27.59% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Total Assets | $472.3B | $416.06B | +13.52% |
Total Liabilities | $427.49B | $374.3B | +14.21% |
Stockholders' Equity | $44.31B | $41.32B | +7.25% |
Cash & Equivalents | $5.11B | $4.18B | +22.33% |
Long-Term Debt | $31.87B | $30.85B | +3.30% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Operating Cash Flow | $6.73B | $687M | +879.62% |
Investing Cash Flow | $-44.28B | $-9.48B | -367.17% |
Financing Cash Flow | $39.71B | $6.34B | +526.60% |
Share Buybacks | $3.54B | $3.06B | +15.37% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Net Margin | 27.6% | — | — |
ROE | 12.5% | — | — |
ROA | 1.2% | — | — |
Debt to Equity | $9.647 | — | — |
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The filing data provided does not include analyst estimates or consensus figures, so a direct beat/miss comparison cannot be confirmed from this source. However, BNY reported strong growth with revenue up 7.8% to $20.08B and diluted EPS up 27.6% to $7.40 in FY2025 compared to the prior year.
BNY reported revenue of $20.08B (up 7.8% YoY) and net income of $5.549B (up 22.5% YoY), with diluted EPS growing 27.6% to $7.40. Operating cash flow also improved dramatically to $6.73B from $687M in the prior year, while total assets grew 13.5% to $472.3B.
BNY's revenue increased 7.8% year-over-year, rising from $18.619B to $20.08B in FY2025. Net income grew even faster at 22.5%, reaching $5.549B, indicating improved profitability alongside top-line growth.
BNY's FY2025 results show a net margin of approximately 27.6%, ROE of about 12.5%, and ROA of roughly 1.17%. Total assets grew to $472.3B (up 13.5%) while stockholders' equity grew more modestly to $44.313B (up 7.2%), reflecting balance sheet growth funded largely through liabilities.
Based on the financial data, notable risk considerations include the faster growth of total liabilities (14.2%) relative to stockholders' equity (7.2%), a high debt-to-equity ratio of approximately 9.65, and large swings in investing (-$44.283B) and financing (+$39.714B) cash flows that indicate significant balance sheet activity. Specific qualitative risk factor disclosures from the filing text were not provided for this analysis.