Strong Profitability and EPS Growth
Net income increased 23.8% year-over-year to $1.76B in Q2 FY2026 from $1.42B in Q2 FY2025, driving diluted EPS up 26.9% to $2.45.
Source: 10-Q Income Statement (XBRL)
Computed from published fixed rules, not a model's judgement — though one input, the count of high-severity risks, comes from the AI analysis below.
Not investment advice and not a price target: it scores the quarter's fundamentals, not the stock. Full methodology →
AI Takeaway
In Q2 FY2026, BNY achieved a 23.8% year-over-year increase in net income to $1.76B and expanded diluted EPS by 26.9% to $2.45, despite cumulative year-to-date operating cash flow turning negative to -$551M.
EPS (Diluted)
$2.45
+26.94% YoY
Source: SEC XBRL
BNY's fiscal Q2 FY2026 corresponds to calendar Q2 2026.
Last 4 quarters: 4 beats
| Quarter | Actual EPS (USD) | Consensus (USD) | Result |
|---|---|---|---|
| Jun 2026This filing | 2.46 | 2.24 | Beat +9.6% |
| Mar 2026 | 2.25 | 1.95 | Beat +15.5% |
| Dec 2025 | 2.08 | 2.00 | Beat +3.8% |
| Sep 2025 | 1.91 | 1.79 | Beat +6.8% |
Reported EPS of $2.46 versus the $2.24 analyst consensus — a +9.6% beat for Jun 2026.
Compiled by AI from this SEC filing
Net income increased 23.8% year-over-year to $1.76B in Q2 FY2026 from $1.42B in Q2 FY2025, driving diluted EPS up 26.9% to $2.45.
Source: 10-Q Income Statement (XBRL)
For the cumulative fiscal year-to-date period, BNY returned capital via $887M in dividend payments (up 12.0% YoY) and $2.09B in common stock buybacks (up 27.1% YoY).
Source: 10-Q Statement of Cash Flows (XBRL)
Total assets grew 8.1% year-over-year to $525.02B with cash and equivalents surging 31.3% to $7.48B, while long-term debt was reduced by 9.2% to $30.37B.
Source: 10-Q Balance Sheet (XBRL)
Compiled by AI from this SEC filing · 0 high, 2 medium, 1 low
BNY carries a Debt-to-Equity ratio of 10.74, driven by $479.67B in total liabilities against $44.66B in equity. While common for institutional custody banks, high leverage makes net interest income sensitive to interest rate fluctuations.
Source: 10-Q Balance Sheet (XBRL)
Cumulative year-to-date operating cash flow fell 121.1% YoY to -$551M from $2.61B in the prior period. Fluctuations in operating cash flow caused by changes in bank operating assets and liabilities present liquidity risks.
Source: 10-Q Statement of Cash Flows (XBRL)
Total liabilities increased 8.7% YoY to $479.67B alongside $525.02B in total assets. Shifts in market interest rates could impact asset yields and deposit funding costs unevenly.
Source: 10-Q Balance Sheet (XBRL)
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Net Income $B | 1.76 $B | 1.42 $B | +23.75% |
EPS (Basic) $ | 2.47 $ | 1.95 $ | +26.67% |
EPS (Diluted) $ | 2.45 $ | 1.93 $ | +26.94% |
Answers draw on this SEC filing and the data on this page
Expected release date, analyst estimates & what to watch
BNY delivered strong Q1 FY2026 profitability with net income up 33.8% YoY to $1.632B and diluted EPS up 41.8% to $2.24, driven by significant balance sheet growth (total assets +27.4% YoY to $561.5B), even as operating cash flow turned negative and financing activities surged to fund asset growth.
BNY delivered strong FY2025 results with revenue up 7.8% to $20.08B and net income up 22.5% to $5.549B, driven by margin expansion and a dramatic recovery in operating cash flow, even as total assets grew 13.5% to $472.3B alongside a corresponding rise in liabilities.
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