23.8%$1.76B$1.42B
Strong Profitability and EPS Growth
Net income increased 23.8% year-over-year to $1.76B in Q2 FY2026 from $1.42B in Q2 FY2025, driving diluted EPS up 26.9% to $2.45.
Source: 10-Q Income Statement (XBRL)
A fixed rule set over this filing's XBRL figures and the number of high-severity risks found in it — no model judgement.
Not investment advice and not a price target: it scores the quarter's fundamentals, not the stock. Full methodology →
AI Takeaway
In Q2 FY2026, BNY achieved a 23.8% year-over-year increase in net income to $1.76B and expanded diluted EPS by 26.9% to $2.45, despite cumulative year-to-date operating cash flow turning negative to -$551M.
EPS (Diluted)
$2.45
+26.94% YoY
The company posted net income of $1.76B, up 23.8% from a year earlier, with diluted EPS of $2.45. BNY's fiscal Q2 FY2026 corresponds to calendar Q2 2026.
BNY delivered strong Q2 FY2026 earnings growth with net income reaching $1.76B (+23.8% YoY) and diluted EPS rising to $2.45 (+26.9% YoY).
Last 4 quarters: 4 beats
Reported EPS of $2.46 versus the $2.24 analyst consensus — a +9.6% beat for Jun 2026.
Net income increased 23.8% year-over-year to $1.76B in Q2 FY2026 from $1.42B in Q2 FY2025, driving diluted EPS up 26.9% to $2.45.
Source: 10-Q Income Statement (XBRL)
For the cumulative fiscal year-to-date period, BNY returned capital via $887M in dividend payments (up 12.0% YoY) and $2.09B in common stock buybacks (up 27.1% YoY).
Source: 10-Q Statement of Cash Flows (XBRL)
Total assets grew 8.1% year-over-year to $525.02B with cash and equivalents surging 31.3% to $7.48B, while long-term debt was reduced by 9.2% to $30.37B.
Source: 10-Q Balance Sheet (XBRL)
BNY carries a Debt-to-Equity ratio of 10.74, driven by $479.67B in total liabilities against $44.66B in equity. While common for institutional custody banks, high leverage makes net interest income sensitive to interest rate fluctuations.
Source: 10-Q Balance Sheet (XBRL)
Cumulative year-to-date operating cash flow fell 121.1% YoY to -$551M from $2.61B in the prior period. Fluctuations in operating cash flow caused by changes in bank operating assets and liabilities present liquidity risks.
Source: 10-Q Statement of Cash Flows (XBRL)
Total liabilities increased 8.7% YoY to $479.67B alongside $525.02B in total assets. Shifts in market interest rates could impact asset yields and deposit funding costs unevenly.
Source: 10-Q Balance Sheet (XBRL)
This analysis does not extract a guidance section. Companies issue revenue and EPS outlook in the 8-K press release and on the earnings call rather than in the 10-Q itself — though the filing's management discussion can contain forward-looking statements, which appear in the highlights above where they were material.
Bank of New York Mellon (BNY) is next expected to report on , when the following quarter's results and any updated outlook will be available.
See the BNY earnings preview — expected date, analyst estimates and what to watch →
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Net Income | $1.76B | $1.42B | +23.75% |
EPS (Basic) | $2.47 | $1.95 | +26.67% |
EPS (Diluted) | $2.45 | $1.93 | +26.94% |
In Q2 FY2026, BNY achieved net income of $1.76B, representing a 23.8% increase year-over-year, and diluted EPS of $2.45, up 26.9%. The company also continued strong capital returns, executing $2.09B in share buybacks and paying $887M in dividends year-to-date.
On a cumulative year-to-date basis through Q2 FY2026, BNY returned $2.09B to shareholders through share buybacks (up 27.1% YoY) and paid $887M in cash dividends (up 12.0% YoY).
BNY's balance sheet expanded to $525.02B in total assets (up 8.1% YoY) in Q2 FY2026, supported by $7.48B in cash and equivalents. Long-term debt decreased 9.2% YoY to $30.37B, while stockholders' equity increased 1.6% to $44.66B.
Bank of New York Mellon (BNY) is next expected to report earnings on Oct 15, 2026. The date comes from the analyst earnings calendar and can shift until the company confirms it.
Expected release date, analyst estimates & what to watch
BNY delivered strong Q1 FY2026 profitability with net income up 33.8% YoY to $1.632B and diluted EPS up 41.8% to $2.24, driven by significant balance sheet growth (total assets +27.4% YoY to $561.5B), even as operating cash flow turned negative and financing activities surged to fund asset growth.
BNY delivered strong FY2025 results with revenue up 7.8% to $20.08B and net income up 22.5% to $5.549B, driven by margin expansion and a dramatic recovery in operating cash flow, even as total assets grew 13.5% to $472.3B alongside a corresponding rise in liabilities.
Other companies in Asset Management & Custody Banks